Latest NPCI data: 2,546.67 crore UPI transactions worth ₹31.53 lakh crore in October 2026, with year-on-year change and 12-month charts.
Quick Answer
In October 2026, UPI processed 2,546.67 crore transactions (25.47 billion) worth ₹31.53 lakh crore, according to NPCI. That is 23.0% more transactions and 15.6% more value than in October 2025. 758 banks were live on UPI, and the average transaction was ₹1,238.
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Transactions: 2,546.67 crore (+5.8% vs September 2026; +23.0% year on year)
Value: ₹31.53 lakh crore (+7.3% vs September 2026; +15.6% year on year)
Average transaction: ₹1,238 (₹1,220 in September 2026)
Banks live on UPI: 758 (756 in September 2026)
Data as of October 2026. Source: NPCI. We check for new data every week.
FY 2026-27 so far (April–October)
From April to October in FY 2026-27, UPI handled 16,596.72 crore transactions worth ₹208.46 lakh crore, +23.1% by volume and +19.0% by value over the same months a year earlier.
Last 12 months
Highest month on record by volume: October 2026, with 2,546.67 crore transactions. Full history since July 2016: UPI monthly statistics. Financial-year and calendar-year totals: UPI yearly statistics.
How to read these numbers
Volume is the number of UPI transactions. NPCI publishes it in millions; 1 crore = 10 million, 100 crore = 1 billion.
Value is the rupee amount moved. 1 lakh crore = ₹1,00,000 crore = ₹1 trillion.
Average transaction = value ÷ volume. It has been falling for years because UPI is used more for small everyday payments.
Banks live counts banks whose customers can transact on UPI, as reported by NPCI.
Paying by credit card on UPI
RuPay credit cards can be linked to UPI apps. If you want to earn rewards on UPI spends, see our best RuPay credit cards for UPI and how credit cards on UPI work.
Frequently asked questions
How many UPI transactions happen in a month?
In October 2026, 2,546.67 crore (25.47 billion), per NPCI.
What is the total value of UPI transactions in a month?
₹31.53 lakh crore in October 2026, per NPCI.
How many banks are live on UPI?
758 in October 2026, per NPCI.
Where does this data come from?
NPCI, which runs UPI, publishes monthly volume, value and banks live on its UPI product statistics page.
How often is this page updated?
We check NPCI weekly. NPCI publishes each month’s figures in the first few days of the following month.
Official Sources
Source: NPCI UPI Product Statistics (National Payments Corporation of India), monthly data. Data as of: October 2026, the latest month NPCI has published. Page checked: 9 November 2026.
NPCI reports volume in millions and value in ₹ crore. We convert volume to crore (1 crore = 10 million) and value to ₹ lakh crore (1 lakh crore = 1,00,000 crore). Average ticket size = value ÷ volume. This tool is connected to NPCI’s published data: we check it every week and refresh the figures when a new month is published, usually in the first few days of the next month.