Rewards
Explore the latest Rewards articles, comparisons, and buying guides.
Banks Are Tricking You: How to Calculate the Real Value of 1 Reward Point
Learn how to calculate the value of 1 credit card reward point using redemption value, points required, redemp...
Reward Points 101: How to Actually Redeem Your Points for Free Travel
Learn how credit card reward points work in India, including earn rate, point value, redemption options, rewar...
The 5% Cashback Lie: Reward Rate vs. Effective Reward Rate Explained
Learn the difference between reward rate and effective reward rate in credit cards, including point value, cas...
Is the Annual Fee Worth It? How to Calculate Your Credit Card Breakeven Spend
Learn how to calculate breakeven spend for credit cards in India and decide whether annual fee, renewal fee, G...
The Truth About "5% Cashback" Cards: Don't Fall for the Monthly Caps!
Learn why 5% cashback on a credit card may not actually mean 5% real value after caps, exclusions, fees, GST,...