UPI Monthly Statistics: Every Month Since 2016 (to Oct 2026)
Summary

Month-by-month UPI volume, value, average transaction and banks live from NPCI, July 2016 to October 2026.

Quick Answer

UPI processed 2,546.67 crore transactions worth ₹31.53 lakh crore in October 2026 (NPCI). The charts below show every month since UPI went live in July 2016. For the summary, see UPI transaction statistics; for yearly totals, see UPI yearly statistics.

Picking a card? See our scored picks

Best RuPay credit cards for UPI · Credit card on UPI explained

Data as of October 2026. Source: NPCI.

Last 36 months

UPI transactions per month in crore, last 36 months to October 2026

UPI value per month in lakh crore rupees, last 36 months to October 2026

Every month since July 2016

UPI transactions per month (crore), December 2016 to October 2026

UPI value per month (₹ lakh crore), December 2016 to October 2026

Banks live on UPI, July 2016 to October 2026

Notes

  • Months with no transactions before UPI’s public launch are left out.

  • April 2020 shows a sharp fall because of the national COVID-19 lockdown.

  • Value is shown in ₹ crore exactly as NPCI publishes it.

Official Sources

Source: NPCI UPI Product Statistics (National Payments Corporation of India), monthly data. Data as of: October 2026, the latest month NPCI has published. Page checked: 9 November 2026.

NPCI reports volume in millions and value in ₹ crore. We convert volume to crore (1 crore = 10 million) and value to ₹ lakh crore (1 lakh crore = 1,00,000 crore). Average ticket size = value ÷ volume. This tool is connected to NPCI’s published data: we check it every week and refresh the figures when a new month is published, usually in the first few days of the next month.