Akhil Verma
Credit Cards and Payments Editor, benchmarksutra
Akhil Verma writes and updates benchmarksutra's coverage of credit cards, rewards and digital payments in India. That covers card reviews, card-vs-card comparisons, reward and redemption guides, RuPay and UPI guides, and credit card news.
How Akhil works
- Official documents first. Every card review is built from the bank's own MITC, schedule of charges and product pages, plus RBI and NPCI rules where they apply.
- One scoring method. Cards are rated on the benchmarksutra credit card score: reward value, fees, redemption, use-case fit, eligibility, benefits, hidden costs and bank experience.
- Real reward maths. Reward rates are worked out after caps, exclusions and point values, not taken from headline marketing figures.
- Dated and labelled. Each post shows when it was last checked and is labelled Researched, because it is based on official data rather than hands-on use.
What Akhil covers
- Credit card reviews
- Co-branded cards
- Bank-wise guides
- Card vs card comparisons
- Rewards and redemption
- RuPay and UPI
- First credit card
- Eligibility
- Credit card basics
- Credit card news
Calculators: Credit Card EMI · Interest · Payoff · Utilization
Independence
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